Online scams pop up when people tend to need the most help. This correlation happens because individuals are less likely to verify offers during stressful situations.
Millions get lost each year to thieves who cleverly use technology and tricks as a scheme to take your savings. These practical tips can help you stay ahead of the game to protect you and your family.
Best Ways to Guard Against Online Scams
You must remain vigilant when interacting with others online. Since anyone can pretend to be anything, it is up to you to perform your due diligence before taking any actions. These are only some tips on how to avoid online scams.
1. Be cautious about payments.
Overpayment is a common online scam for those who sell goods or services online. The individual may ask you to wire the difference back after the funds clear. If you receive funds from any transaction, refund it only when you’re confident it isn’t fake. It may be better to cancel the entire process.
2. Make money fast promises are often scams.
Few shortcuts exist in our world today. You must work hard to get what you have. Anyone promising that you can get rich quickly is trouble. Even if the job they offer is legitimate, the personal information you give them could compromise your identity. You might even unknowingly participate in illegal schemes to defraud others in your new role.
3. Impersonation scams can be challenging to detect.
You might encounter a social media scam where someone copies a friend or family member’s profile information. After this work gets finished, you may get a message from the scammer asking for money because they need “help.” Once you send those funds, the cash is never coming back!
If you get friend requests from someone already on your list, ignore the profile and report it. You may want to let others know about your experience to help them avoid the same scam.
4. Verify the website identity before buying something.
Fake e-commerce platforms can replicate existing websites quickly. When you look at products to buy, the items may look genuine. The only way to tell if something isn’t right is sometimes after you complete the transaction. It may be a fake item, or you might get nothing at all. The best way to tell if you’re on a false site is to verify the business information it displays independently. If you cannot do that, shop from a trusted brand instead.
5. Phishing scams are still a significant problem.
Even though phishing has been a known scam for over 20 years, people are still falling for this scheme. You’ll receive a fake email from what looks like a legitimate source. When you click on the link, the browser directs to a page that appears real. Agencies won’t ask for passwords, maiden names, or other personal data through this medium, which is a tell that lets you know it’s false.
You didn’t win an unexpected prize. There isn’t an urgent order on your account that requires your attention. When you can learn the signs of an online scam, you’ll be one step closer to protecting yourself and your finances from harm.
Recently I have received emails, texts, and calls that are clearly scams. I even got some demanding calls. I deleted the messages and did reported text messages regarding packages from Amazon.
The internet is a must nowadays for so many of our daily needs. The bottom line is that we have to protect ourselves and be vigilant online or off online whether we access the internet on a laptop, phone, or desktop.
I have registered my phones at the https://www.donotcall.gov/ to help control unwanted calls. Another source that has great articles for many different types of scams you can visit AARP their site https://www.aarp.org